From Business First:

Kentucky had 476 foreclosure filings in February — a 24.2 percent decrease from a year earlier and a 16.8 percent fall from January, according to the latest report from RealtyTrac Inc.

Kentucky’s foreclosure rate for last month was one filing for every 3,919 households, ranking it 45th in the nation for foreclosures.

Nevada led the nation in the rate of foreclosures in February, with one filing for every 165 households. It was followed by California, Florida, Arizona and Colorado.

The national foreclosure rate last month was one filing for every 557 households, a 60 percent increase from February 2007, but a 4 percent decline from January.

RealtyTrac CEO James J. Saccacio noted a small decrease was seen last February, too.

“The 4 percent monthly decrease this February was similar to the 6 percent monthly decrease we saw in February 2007,” he said in a news release. “However, the year-over-year increase of 60 percent this February was significantly higher than the 19 percent year-over-year increase in February 2007, indicating we have still not reached the peak of foreclosure activity in this cycle.”

Here’s a question. Is the lack of foreclosures in Kentucky a good indicator of Kentucky’s economic outlook? Is the stability in Kentucky’s housing market an indicator of strength or stagnation?

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